NIA, NICL, UIIC, GIC – Administrative Officer (AO) | IBT Phoolbagan

NIA, NICL, UIIC, GIC – Administrative Officer (AO)

Exam Overview

Below are the structured details for the Administrative Officer (AO) recruitment exams conducted by major public sector insurance companies: NIA (New India Assurance), NICL (National Insurance Company), UIIC (United India Insurance), and GIC (General Insurance Corporation). The pattern and process are largely similar across these organizations, with minor variations.

1. NICL AO (National Insurance Company Limited – Administrative Officer)

Selection Process:

Prelims (Objective)
Mains (Objective + Descriptive)
Interview

Prelims Exam Pattern:

Section	Questions	Marks	Duration
English Language	30	30	20 minutes
Reasoning Ability	35	35	20 minutes
Quantitative Aptitude	35	35	20 minutes
Total	100	100	60 min

Negative marking: 0.25 marks per wrong answer.

Mains Exam Pattern (Generalist):

Section	Questions	Marks	Duration
Reasoning Ability	40	40	35 minutes
English Language	40	40	30 minutes
General Awareness	40	40	25 minutes
Quantitative Aptitude	40	40	30 minutes
Computer Knowledge	40	40	20 minutes
Total (Objective)	200	200	2.5 hrs
English (Descriptive)**	3	30	30 minutes

For Specialist posts, an additional section on professional knowledge is included.
Negative marking: 0.25 marks per wrong answer.

Interview:

Candidates shortlisted from Mains appear for an interview.
Final selection is based on combined Mains and Interview marks.

2. NIACL AO (New India Assurance Company Limited – Administrative Officer)

Selection Process:

Prelims (Objective)
Mains (Objective + Descriptive)
Interview

Prelims Exam Pattern:

Section	Questions	Marks	Duration
English Language	30	30	20 minutes
Reasoning Ability	35	35	20 minutes
Numerical Ability	35	35	20 minutes
Total	100	100	60 min

Negative marking: 0.25 marks per wrong answer.

Mains Exam Pattern (Generalist):

Section	Questions	Marks	Duration
Reasoning Ability	50	50	40 minutes
English Language	50	50	40 minutes
General Awareness	50	50	30 minutes
Quantitative Aptitude	50	50	40 minutes
Total (Objective)	200	200	2.5 hrs
English (Descriptive)**	2	30	30 minutes

For Specialist posts, an additional section on professional knowledge is included.
Negative marking: 0.25 marks per wrong answer.

Interview:

Conducted for candidates who clear Mains.
Final merit based on Mains and Interview performance.

3. UIIC AO (United India Insurance Company Limited – Administrative Officer)

Selection Process:

Prelims (Objective)
Mains (Objective + Descriptive)
Interview

Exam Pattern:

Follows a structure very similar to NICL and NIACL AO, with Prelims and Mains covering English, Reasoning, Quantitative Aptitude, General Awareness, and Computer Knowledge.
Specialist posts include a Professional Knowledge section.
Negative marking: 0.25 marks per wrong answer.

4. GIC AO (General Insurance Corporation – Administrative Officer)

Selection Process:

Single Online Exam (Objective + Descriptive)
Group Discussion & Interview

Exam Pattern:

Section	Questions	Marks
Reasoning, English, General Awareness, Numerical Ability	~40 each	Varies
Professional Knowledge	~40	Varies
Descriptive (Essay, Precis, etc.)	3	30

Negative marking: 0.25 marks per wrong answer.
The exam pattern may have minor variations depending on the post (Generalist/Specialist).

Common Syllabus Highlights

Reasoning Ability: Puzzles, seating arrangement, syllogism, coding-decoding, inequalities, blood relations
Quantitative/Numerical Ability: Simplification, data interpretation, number series, arithmetic, percentages, profit & loss
English Language: Reading comprehension, grammar, vocabulary, para jumbles, error spotting
General Awareness: Current affairs, insurance awareness, financial awareness, static GK
Computer Knowledge: Basics of computers, MS Office, internet, networking
Professional Knowledge (Specialist): Subject-specific topics (e.g., IT, Legal, Finance, etc.)
Descriptive Test: Letter writing, essay, précis (English language skills)

Key Points

Mode: Online (CBT)
Negative Marking: 0.25 marks for each wrong answer in all objective sections
Sectional and Overall Cut-offs: Yes, in each stage
Official Websites:
- NICL: nationalinsurance.nic.co.in
- NIACL: newindia.co.in
- UIIC: uiic.co.in
- GIC: gicre.in

Book Your Free Demo Class for SSC, Bank, MBA & More

Please fill in the form below to schedule your demo class. Our academic counsellor will reach out shortly.

Why Students Trust IBT Phoolbagan in Kolkata

High Success Rate, Expert Mentors & Proven Learning Systems

Result-Oriented Teaching Methods

Our expert-designed curriculum and regular assessments ensure focused preparation that delivers real results in SSC, Bank, MBA, and Government exams.

App-Based Learning with Test Series

Stay connected anytime, anywhere with our mobile app. Access daily quizzes, mock tests, recorded classes, and doubt sessions all in one place.

Personalized Doubt Clearing Support

Get one-on-one mentoring and live doubt-clearing sessions to strengthen weak areas and boost your confidence.

Practical Classes & Interview Training

We go beyond syllabus coverage. Our CRT and MBA courses include real-time GD-PI-WAT practice, resume reviews, and communication skills sessions.

Dedicated Placement Assistance

From interview prep to job updates, we support your journey even after the exam. Our placement team connects students with hiring partners and recruiters.

Flexible Batches and Demo Classes

Join weekday, weekend, or hybrid batches as per your schedule. Not sure yet? Attend a free demo session before enrolling.

Frequently Asked Questions – IBT Phoolbagan

Everything Students Ask About Coaching, Courses, Fees & Facilities in Kolkata

You must have a 2-year Diploma in Elementary Education or B.Ed, along with graduation.

CTET, KVS, DSSSB, NVS, and various State TETs like WB TET, UPTET, HTET.

Yes, there is a penalty of 0.25 marks for each wrong answer.

We cover RRB NTPC, Group D, ALP, JE, and Technical/Non-Technical posts.

Yes, we include Group Discussion, Personal Interview, and WAT training in our MBA entrance program.

We offer coaching for CAT, XAT, CMAT, SNAP, and MAT.

It includes Prelims (Objective), Mains (Objective + Descriptive), and Interview.

Yes, final-year students are eligible to apply provided they can produce proof of qualification at the time of interview.

We cover IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B, NABARD, and RRB exams.

Yes, we offer full-length mock tests and topic-wise quizzes for all SSC exams.

The age limit varies from 18 to 32 depending on the post and category.

SSC CGL consists of Tier I (Prelims), Tier II (Mains), Tier III (Descriptive), and Tier IV (Skill Test).

You must be a graduate in any discipline from a recognized university to appear for SSC CGL.

We are located at Phoolbagan, with convenient access from Sealdah, Kankurgachi, and other nearby areas via metro and bus routes.

Occasionally, we offer early bird discounts, referral bonuses, or merit-based scholarships. Contact our center for current offers.

Yes, we offer flexible batch timings including evening and weekend options for working professionals and students.

We maintain small to medium batch sizes to ensure personal attention and interactive sessions.

We offer coaching for SSC, Bank, MBA Entrance, Teaching, Railways, and Campus Recruitment (CRT) exams, both online and offline.

Yes, IBT Phoolbagan is a reputed coaching center known for its experienced faculty, structured study plans, and high success rate in SSC, Bank, and other competitive exams.

Yes, we provide flexible learning options including offline classroom batches, live online classes, and hybrid courses.

You can book a free demo class online through our website or by contacting our support team directly.

Course duration ranges from 1 month (crash course) to 6+ months (foundation/full course), depending on the exam type.

Yes, every enrolled student receives printed or digital study materials, practice papers, and full-length mock tests.

Still have unanswered questions? Get in touch

Blog & Preparation Tips for Govt Exams

05Jun/2025

Blog & Preparation Tips for Govt Exams

Expert Strategies, Exam Insights & Notifications for SSC, Bank, CAT & More

05Jun/2025

C.I.T Road, Near Phoolbagan Metro Station, Kankurgachi, Kolkata, West Bengal 700054